Muvattupuzha House Auction: 42 Cents with House at Velloorkunnam – Reserve ₹2 Cr (27 Oct 2026)
Verified Listing Auction Closed
Property ID: FB-48
Property Description
The Muvattupuzha house auction announced by Federal Bank is one of the notable house opportunities on the bank’s current sale-notice list. A spacious 42-cent property with a residential building at Velloorkunnam, on the edge of Muvattupuzha town, is up for e-auction with physical possession taken. The online e-auction is scheduled for 27 October 2026 (11:00 AM to 11:30 AM), with a reserve price of ₹2,00,00,000.
The property is being sold under the SARFAESI Act, 2002 on an “as is where is, as is what is and whatever there is” basis. Below you will find the complete details from the official notice – extent, survey numbers, EMD, important dates, the bidding process and the contact details of the Authorised Officer.
Table of Contents
Table of Contents
Muvattupuzha House Auction: Key Highlights
- Reserve price: ₹2,00,00,000
- EMD: ₹20,00,000
- Auction date: 27 October 2026, 11:00 AM to 11:30 AM
- Last date for EMD / bid: 26 October 2026, 5:00 PM
- Location: Velloorkunnam, Muvattupuzha, Kerala
Muvattupuzha House Auction – Complete Details
| Asset | 42 cents with residential building, Velloorkunnam |
| Description | Two adjoining parcels sold together – 13.76 Ares and 3.24 Ares (about 42 cents) – with residential building and improvements |
| Land area | 13.76 Ares + 3.24 Ares (42 Cents) |
| Survey / Plot No. | Re-Sy. No. 525/3/3 and 525/3/4 |
| Village | Velloorkunnam |
| Taluk | Muvattupuzha |
| District | Ernakulam |
| Reserve price | ₹2,00,00,000 |
| EMD (10%) | ₹20,00,000 |
| Bid increment | ₹25,000 |
General terms of the sale as stated in the notice:
| Bank | The Federal Bank Ltd. |
| Branch / Division | Ernakulam/South |
| Mode of sale | Online e-auction |
| E-auction portal | www.auctionbazaar.com |
| Type of possession | Physical possession |
| Outstanding dues | ₹1,95,28,821 as on 25 September 2026 |
| Encumbrances | None to the bank’s knowledge |
| Notice date | 25 September 2026 |
About the Location – Velloorkunnam, Muvattupuzha
Velloorkunnam is a suburban village adjoining Muvattupuzha town in the eastern part of Ernakulam district, close to the MC Road and the Kochi–Madurai NH 85. Muvattupuzha is a busy commercial and educational centre linking Kochi, Kottayam and Thodupuzha, with Kochi city about 40 km away. Large residential plots here appeal to NRI families and to buyers planning a home with space for future expansion.
Is the Muvattupuzha House Auction Worth It?
The reserve works out to about ₹4.76 lakh per cent including the building, which is reasonable for a town-edge location in Muvattupuzha. Since the reserve price is fixed by a registered valuer and often sits below market rates, early research gives you a real edge in this auction.
Important Dates for the Muvattupuzha House Auction
- Sale notice date: 25 September 2026
- Inspection: 12:00 PM to 4:00 PM on working days until 26-10-2026 with prior intimation
- Last date for EMD and bid submission: 26 October 2026 (5:00 PM)
- E-auction: 27 October 2026, 11:00 AM to 11:30 AM
How to Bid in This Federal Bank Auction
- Register on www.auctionbazaar.com and complete KYC (PAN, Aadhaar, address proof).
- Obtain a digital signature certificate (DSC) if the service provider requires one.
- Inspect the property within the inspection window after informing the Authorised Officer.
- Pay the EMD of ₹20,00,000 by RTGS/NEFT and upload the bid form before 26 October 2026.
- Log in on 27 October 2026 and bid in multiples of the bid increment; the auction has auto-extension of 5 minutes for late bids.
The successful bidder must pay 25% on acceptance; 75% within 15 days. Stamp duty, registration charges, GST/TDS where applicable and any statutory dues are borne by the buyer. If the balance is not paid in time, the deposited money is forfeited.
Due Diligence Checklist Before Bidding
- Obtain the encumbrance certificate and verify the title chain for Re-Sy. No. 525/3/3 and 525/3/4.
- Check pending property tax, electricity and water dues with local bodies.
- Confirm the type of possession (physical) and any occupants.
- Verify the approved plan, land use/zoning and road access on site.
- Read our buying bank auction houses and villas before you bid.
Contact the Authorised Officer
| Authorised Officer | Assistant Vice President |
| Office | Federal Towers, Marine Drive, Ernakulam, Kerala 682031 |
| Phone | 0484-2201013, 0484-2385538, 0484-2201157 |
| ekmlcrd@federal.bank.in |
Muvattupuzha House Auction: FAQs
What is the reserve price in the Muvattupuzha house auction?
The reserve price is ₹2,00,00,000. Bids below this amount are not accepted.
When is the Muvattupuzha house auction scheduled?
The auction is on 27 October 2026 from 11:00 AM to 11:30 AM. EMD and bids must reach the bank by 26 October 2026.
How much EMD is required?
The earnest money deposit is ₹20,00,000, usually 10% of the reserve price. It is refunded to unsuccessful bidders without interest.
Can I get a bank loan to buy this property?
Yes, many banks finance auction properties after verifying the sale certificate and title. Arrange the sanction before bidding, since the balance 75% is due within 15 days.
Where can I see the official sale notice?
The notice is published on the Federal Bank tender and sale notices page. Always read the full notice before bidding.
More Federal Bank Auctions
- All Federal Bank auction listings
- More house auctions
- Bank auctions in Kochi
- Guide: Kerala bank auction houses guide
Source: Official sale notice published on the Federal Bank Tenders & Sale Notices page. eBankAuctions is an information platform and does not conduct auctions; details may change, so verify with the bank before bidding.
“The asset is being sold on “As is where is”, “As is what is” and “Whatever there is” basis through e-auction by Federal Bank. Interested bidders are advised to inspect the asset and verify all details before participating.”
Property Details
| Type | Independent Houses |
|---|---|
| Land Area | 13.76 Ares + 3.24 Ares (42 Cents) |
| Location | Velloorkunnam, Muvattupuzha, Kochi, Kerala |
| Possession | Physical |
| Encumbrances | None to the bank's knowledge |
Location Map
Auction Timeline
- 25 Sep 2026Auction Notice Published
- 26 Oct 2026Inspection Ends
- 26 Oct 2026Last Date for EMD Submission
- 27 Oct 2026, 11:00 AM to 11:30 AMe-Auction (Online Bidding)
- Post AuctionHighest Bidder Intimation
- Within Specified TimePayment & Documentation
Important Information
- The asset will be sold to the highest bidder subject to confirmation by the bank.
- Bidders must remit the EMD before the last date mentioned in the sale notice.
- The successful bidder usually pays 25% of the bid amount (including EMD) immediately and the balance within 15 days, unless the bank specifies otherwise.
- For detailed terms and conditions, please refer to the official bank sale notice.
- This is a bank e-auction and not a private sale.
- eBankAuctions is a directory platform and does not conduct the auction. Please contact the respective bank for all auction-related queries.