Mirzapur House Auction: Individual House – Reserve ₹20.23 Lakh (3 Nov 2026)
Verified Listing Auction Closed
Property ID: BKN-366622
Property Description
Here is a fresh bank e-auction worth tracking: the Mirzapur house auction, offered by Canara Bank at a reserve of ₹20.23 Lakh. On offer is a individual house in Mirzapur (PIN 231001). The online auction runs on 3 November 2026 (10:00 AM to 5:00 PM) with a reserve price of ₹20,23,000.
The property is being sold under SARFAESI on an “as is where is, as is what is and whatever there is” basis. Below are the reserve price, EMD, key dates, location details, bidding steps and a due diligence checklist for this auction.
Table of Contents
Table of Contents
Mirzapur House Auction: Key Highlights
- Reserve price: ₹20,23,000 (₹20.23 Lakh)
- EMD: ₹2,02,300
- Bid increment: ₹10,000
- Auction: 3 November 2026, 10:00 AM to 5:00 PM
- Last date for EMD: 2 November 2026, 5:00 PM
- Location: Mirzapur, Uttar Pradesh
- Possession: Symbolic
Mirzapur House Auction – Complete Details
| Auction ID | 366622 |
| Bank property ID | CNRB308293997 |
| Bank | Canara Bank |
| Branch | Lucknow Specialised Arm Branch |
| Property type | Residential – Individual House |
| City / District | Mirzapur |
| State | Uttar Pradesh |
| PIN code | 231001 |
| Type of possession | Symbolic |
| Type of action | Under SARFAESI |
| Reserve price | ₹20,23,000 |
| EMD | ₹2,02,300 |
| Bid increment | ₹10,000 |
| Auto-extension | 5 minutes per late bid |
About the Location – Mirzapur
Mirzapur is in Mirzapur district of Uttar Pradesh, under PIN code 231001. Uttar Pradesh is seeing fast real-estate growth around Noida, Greater Noida, Lucknow, Kanpur and Prayagraj, helped by new expressways and the Jewar airport project. The handling branch is Lucknow Specialised Arm Branch, which is usually the best contact for site visits and local queries.
Is the Mirzapur House Auction Worth It?
The EMD of ₹2,02,300 is 10% of the reserve price and is refunded to unsuccessful bidders. Because the reserve price is fixed from a registered valuer’s report, it is often below the market rate – but factor in transfer costs and any dues before deciding your maximum bid. Note that the bank holds only symbolic possession, so taking physical possession may need extra time and legal steps.
Important Dates for the Mirzapur House Auction
- Inspection window: 27 October 2026, 10:00 AM to 27 October 2026, 5:00 PM
- EMD submission opens: 29 September 2026
- Last date for EMD: 2 November 2026, 5:00 PM
- E-auction: 3 November 2026, 10:00 AM to 5:00 PM
- Auto-extension: 5 minutes for every bid in the last minutes
How to Bid on BAANKNET
- Register as a bidder on BAANKNET and complete e-KYC with PAN and Aadhaar.
- Search for Auction ID 366622 and download the sale notice and terms.
- Inspect the property during the inspection window by calling the branch contact on 9634016436.
- Pay the EMD of ₹2,02,300 through the BAANKNET wallet before 2 November 2026, 5:00 PM.
- Log in on 3 November 2026 and bid above the reserve in steps of ₹10,000; each late bid extends the auction by 5 minutes.
The successful bidder usually pays 25% of the bid amount (including EMD) immediately and the balance 75% within 15 days, unless the bank states otherwise. Stamp duty, registration charges, GST/TDS where applicable and any statutory dues are borne by the buyer.
Due Diligence Checklist Before Bidding
- Obtain the encumbrance certificate and verify the title.
- Check pending property tax, electricity and water dues.
- Confirm the possession status and whether the property is occupied.
- Verify the approved plan and the condition of the building.
- Read our buying bank auction houses and villas before you bid.
Mirzapur House Auction: FAQs
What is the reserve price in the Mirzapur house auction?
The reserve price is ₹20,23,000. Bids below the reserve price are not accepted.
When is the Mirzapur house auction scheduled?
The e-auction is on 3 November 2026 from 10:00 AM to 5:00 PM. The last date for EMD is 2 November 2026, 5:00 PM.
How much EMD is required?
The earnest money deposit is ₹2,02,300. It is refunded to unsuccessful bidders.
Where is the property located?
It is in Mirzapur, Uttar Pradesh – 231001.
Where can I see the official sale notice?
Search Auction ID 366622 on the BAANKNET portal of the PSB Alliance to view the sale notice and bid.
More Canara Bank and Uttar Pradesh Auctions
- All Canara Bank auction listings
- More house auctions
- Bank auctions in Uttar Pradesh
- Guide: symbolic vs physical possession explained
Source: Auction ID 366622 on BAANKNET (PSB Alliance). eBankAuctions is an information platform and does not conduct auctions; details may change, so verify with Canara Bank before bidding.
“The asset is being sold on “As is where is”, “As is what is” and “Whatever there is” basis through e-auction by Canara Bank. Interested bidders are advised to inspect the asset and verify all details before participating.”
Property Details
| Type | Independent Houses |
|---|---|
| Location | Mirzapur, Mirzapur, Uttar Pradesh |
| Possession | Symbolic |
| Encumbrances | Please refer to the sale notice |
Location Map
Auction Timeline
- 29 Sep 2026Auction Notice Published
- 27 Oct 2026Inspection Starts
- 27 Oct 2026Inspection Ends
- 2 Nov 2026Last Date for EMD Submission
- 3 Nov 2026, 10:00 AM to 5:00 PMe-Auction (Online Bidding)
- Post AuctionHighest Bidder Intimation
- Within Specified TimePayment & Documentation
Important Information
- The asset will be sold to the highest bidder subject to confirmation by the bank.
- Bidders must remit the EMD before the last date mentioned in the sale notice.
- The successful bidder usually pays 25% of the bid amount (including EMD) immediately and the balance within 15 days, unless the bank specifies otherwise.
- For detailed terms and conditions, please refer to the official bank sale notice.
- This is a bank e-auction and not a private sale.
- eBankAuctions is a directory platform and does not conduct the auction. Please contact the respective bank for all auction-related queries.