Hoshiarpur House Auction: Individual House (332.75 sq ft) – Reserve ₹25.3 Lakh (28 Oct 2026)
Verified Listing Auction Closed
Property ID: BKN-366599
Property Description
Here is a fresh bank e-auction worth tracking: the Hoshiarpur house auction, offered by Bank of Baroda at a reserve of ₹25.3 Lakh. On offer is a individual house in Hoshiarpur (PIN 146001), with 332.75 sq ft carpet area. The online auction runs on 28 October 2026 (2:00 PM to 6:00 PM) with a reserve price of ₹25,30,000.
The property is being sold under SARFAESI on an “as is where is, as is what is and whatever there is” basis. Below are the reserve price, EMD, key dates, location details, bidding steps and a due diligence checklist for this auction.
Table of Contents
Table of Contents
Hoshiarpur House Auction: Key Highlights
- Reserve price: ₹25,30,000 (₹25.3 Lakh)
- EMD: ₹2,53,000
- Bid increment: ₹10,000
- Auction: 28 October 2026, 2:00 PM to 6:00 PM
- Last date for EMD: 28 October 2026, 6:00 PM
- Location: Hoshiarpur, Punjab
- Possession: Physical
Hoshiarpur House Auction – Complete Details
| Auction ID | 366599 |
| Bank property ID | BARB096020260001 |
| Bank | Bank of Baroda |
| Branch | Hoshiarpur |
| Property type | Residential – Individual House |
| Carpet area | 332.75 sq ft |
| City / District | Hoshiarpur |
| State | Punjab |
| PIN code | 146001 |
| Type of possession | Physical |
| Type of action | Under SARFAESI |
| Reserve price | ₹25,30,000 |
| EMD | ₹2,53,000 |
| Bid increment | ₹10,000 |
| Auto-extension | 10 minutes per late bid |
About the Location – Hoshiarpur
Hoshiarpur is in Hoshiarpur district of Punjab, under PIN code 146001. Punjab’s property demand is spread across Ludhiana, Jalandhar, Amritsar, Mohali and Patiala, supported by agriculture, small industry and a large NRI population. The handling branch is Hoshiarpur, which is usually the best contact for site visits and local queries.
Is the Hoshiarpur House Auction Worth It?
At the reserve price, the property works out to about ₹7,603 per sq ft of carpet area – compare this with recent resale rates in Hoshiarpur before you bid. The EMD of ₹2,53,000 is 10% of the reserve price and is refunded to unsuccessful bidders. Because the reserve price is fixed from a registered valuer’s report, it is often below the market rate – but factor in transfer costs and any dues before deciding your maximum bid. The bank holds physical possession, which usually makes handover after the sale smoother.
Important Dates for the Hoshiarpur House Auction
- EMD submission opens: 29 September 2026
- Last date for EMD: 28 October 2026, 6:00 PM
- E-auction: 28 October 2026, 2:00 PM to 6:00 PM
- Auto-extension: 10 minutes for every bid in the last minutes
How to Bid on BAANKNET
- Register as a bidder on BAANKNET and complete e-KYC with PAN and Aadhaar.
- Search for Auction ID 366599 and download the sale notice and terms.
- Inspect the property during the inspection window by calling the branch contact on 7087115313.
- Pay the EMD of ₹2,53,000 through the BAANKNET wallet before 28 October 2026, 6:00 PM.
- Log in on 28 October 2026 and bid above the reserve in steps of ₹10,000; each late bid extends the auction by 10 minutes.
The successful bidder usually pays 25% of the bid amount (including EMD) immediately and the balance 75% within 15 days, unless the bank states otherwise. Stamp duty, registration charges, GST/TDS where applicable and any statutory dues are borne by the buyer.
Due Diligence Checklist Before Bidding
- Obtain the encumbrance certificate and verify the title.
- Check pending property tax, electricity and water dues.
- Confirm the possession status and whether the property is occupied.
- Verify the approved plan and the condition of the building.
- Read our buying bank auction houses and villas before you bid.
Hoshiarpur House Auction: FAQs
What is the reserve price in the Hoshiarpur house auction?
The reserve price is ₹25,30,000. Bids below the reserve price are not accepted.
When is the Hoshiarpur house auction scheduled?
The e-auction is on 28 October 2026 from 2:00 PM to 6:00 PM. The last date for EMD is 28 October 2026, 6:00 PM.
How much EMD is required?
The earnest money deposit is ₹2,53,000. It is refunded to unsuccessful bidders.
Where is the property located?
It is in Hoshiarpur, Punjab – 146001.
Where can I see the official sale notice?
Search Auction ID 366599 on the BAANKNET portal of the PSB Alliance to view the sale notice and bid.
More BoB and Punjab Auctions
- All Bank of Baroda auction listings
- More house auctions
- Bank auctions in Punjab
- Guide: symbolic vs physical possession explained
Source: Auction ID 366599 on BAANKNET (PSB Alliance). eBankAuctions is an information platform and does not conduct auctions; details may change, so verify with Bank of Baroda before bidding.
“The asset is being sold on “As is where is”, “As is what is” and “Whatever there is” basis through e-auction by Bank of Baroda. Interested bidders are advised to inspect the asset and verify all details before participating.”
Property Details
| Type | Independent Houses |
|---|---|
| Land Area | 332.75 sq ft |
| Location | Hoshiarpur, Hoshiarpur, Punjab |
| Possession | Physical |
| Encumbrances | Please refer to the sale notice |
Location Map
Auction Timeline
- 29 Sep 2026Auction Notice Published
- 28 Oct 2026Last Date for EMD Submission
- 28 Oct 2026, 2:00 PM to 6:00 PMe-Auction (Online Bidding)
- Post AuctionHighest Bidder Intimation
- Within Specified TimePayment & Documentation
Important Information
- The asset will be sold to the highest bidder subject to confirmation by the bank.
- Bidders must remit the EMD before the last date mentioned in the sale notice.
- The successful bidder usually pays 25% of the bid amount (including EMD) immediately and the balance within 15 days, unless the bank specifies otherwise.
- For detailed terms and conditions, please refer to the official bank sale notice.
- This is a bank e-auction and not a private sale.
- eBankAuctions is a directory platform and does not conduct the auction. Please contact the respective bank for all auction-related queries.