BoB Surat House Auction: Individual House – Reserve ₹13.5 Lakh (5 Oct 2026)
Verified Listing Auction Closed
Property ID: BKN-364938
Property Description
Here is a fresh bank e-auction worth tracking: the BoB Surat house auction, offered by Bank of Baroda at a reserve of ₹13.5 Lakh. On offer is a individual house in Surat (PIN 394210). The online auction runs on 5 October 2026 (2:00 PM to 6:00 PM) with a reserve price of ₹13,50,000.
The property is being sold under SARFAESI on an “as is where is, as is what is and whatever there is” basis. Below are the reserve price, EMD, key dates, location details, bidding steps and a due diligence checklist for this auction.
Table of Contents
Table of Contents
BoB Surat House Auction: Key Highlights
- Reserve price: ₹13,50,000 (₹13.5 Lakh)
- EMD: ₹1,35,000
- Bid increment: ₹10,000
- Auction: 5 October 2026, 2:00 PM to 6:00 PM
- Last date for EMD: 5 October 2026, 5:55 PM
- Location: Surat, Gujarat
- Possession: Physical
BoB Surat House Auction – Complete Details
| Auction ID | 364938 |
| Bank property ID | BARB315320240001 |
| Bank | Bank of Baroda |
| Branch | Regional Sarb, Surat |
| Property type | Residential – Individual House |
| Locality | Plot No. 119, “kamdhenu Bungalows”moje. Soyani, Mandir Road, Soyani, Palsana, Surat |
| City / District | Surat |
| State | Gujarat |
| PIN code | 394210 |
| Type of possession | Physical |
| Type of action | Under SARFAESI |
| Reserve price | ₹13,50,000 |
| EMD | ₹1,35,000 |
| Bid increment | ₹10,000 |
| Auto-extension | 5 minutes per late bid |
About the Location – Surat
The property is located in Surat, Gujarat (PIN 394210). Gujarat combines a strong manufacturing base with fast-growing cities such as Ahmedabad, Surat, Vadodara and Rajkot, which keeps demand steady for homes, shops and industrial plots. The handling branch is Regional Sarb, Surat, which is usually the best contact for site visits and local queries.
Is the BoB Surat House Auction Worth It?
The EMD of ₹1,35,000 is 10% of the reserve price and is refunded to unsuccessful bidders. The real saving in a bank auction comes after you add stamp duty, registration, pending dues and repair costs to the bid, so set a firm ceiling before the auction starts. The bank holds physical possession, which usually makes handover after the sale smoother.
Important Dates for the BoB Surat House Auction
- Inspection window: 25 September 2026, 10:00 AM to 5 October 2026, 1:00 PM
- EMD submission opens: 24 September 2026
- Last date for EMD: 5 October 2026, 5:55 PM
- E-auction: 5 October 2026, 2:00 PM to 6:00 PM
- Auto-extension: 5 minutes for every bid in the last minutes
How to Bid on BAANKNET
- Register as a bidder on BAANKNET and complete e-KYC with PAN and Aadhaar.
- Search for Auction ID 364938 and download the sale notice and terms.
- Inspect the property during the inspection window by calling the branch contact on 7238853921.
- Pay the EMD of ₹1,35,000 through the BAANKNET wallet before 5 October 2026, 5:55 PM.
- Log in on 5 October 2026 and bid above the reserve in steps of ₹10,000; each late bid extends the auction by 5 minutes.
The successful bidder usually pays 25% of the bid amount (including EMD) immediately and the balance 75% within 15 days, unless the bank states otherwise. Stamp duty, registration charges, GST/TDS where applicable and any statutory dues are borne by the buyer.
Due Diligence Checklist Before Bidding
- Obtain the encumbrance certificate and verify the title.
- Check pending property tax, electricity and water dues.
- Confirm the possession status and whether the property is occupied.
- Verify the approved plan and the condition of the building.
- Read our buying bank auction houses and villas before you bid.
BoB Surat House Auction: FAQs
What is the reserve price in the BoB Surat house auction?
The reserve price is ₹13,50,000. Bids below the reserve price are not accepted.
When is the BoB Surat house auction scheduled?
The e-auction is on 5 October 2026 from 2:00 PM to 6:00 PM. The last date for EMD is 5 October 2026, 5:55 PM.
How much EMD is required?
The earnest money deposit is ₹1,35,000. It is refunded to unsuccessful bidders.
Where is the property located?
It is in Surat, Gujarat – 394210.
Where can I see the official sale notice?
Search Auction ID 364938 on the BAANKNET portal of the PSB Alliance to view the sale notice and bid.
More BoB and Gujarat Auctions
- All Bank of Baroda auction listings
- More house auctions
- Bank auctions in Gujarat
- Guide: symbolic vs physical possession explained
Source: Auction ID 364938 on BAANKNET (PSB Alliance). eBankAuctions is an information platform and does not conduct auctions; details may change, so verify with Bank of Baroda before bidding.
“The asset is being sold on “As is where is”, “As is what is” and “Whatever there is” basis through e-auction by Bank of Baroda. Interested bidders are advised to inspect the asset and verify all details before participating.”
Property Details
| Type | Independent Houses |
|---|---|
| Location | Surat, Surat, Gujarat |
| Possession | Physical |
| Encumbrances | Please refer to the sale notice |
Location Map
Auction Timeline
- 24 Sep 2026Auction Notice Published
- 25 Sep 2026Inspection Starts
- 5 Oct 2026Inspection Ends
- 5 Oct 2026Last Date for EMD Submission
- 5 Oct 2026, 2:00 PM to 6:00 PMe-Auction (Online Bidding)
- Post AuctionHighest Bidder Intimation
- Within Specified TimePayment & Documentation
Important Information
- The asset will be sold to the highest bidder subject to confirmation by the bank.
- Bidders must remit the EMD before the last date mentioned in the sale notice.
- The successful bidder usually pays 25% of the bid amount (including EMD) immediately and the balance within 15 days, unless the bank specifies otherwise.
- For detailed terms and conditions, please refer to the official bank sale notice.
- This is a bank e-auction and not a private sale.
- eBankAuctions is a directory platform and does not conduct the auction. Please contact the respective bank for all auction-related queries.