Baduria House Auction: Individual House – Reserve ₹22.5 Lakh (12 Nov 2026)

Here is a fresh bank e-auction worth tracking: the Baduria house auction, offered by Canara Bank at a reserve of ₹22.5 Lakh. On offer is a individual house in Baduria, North Twenty Four Parganas (PIN 743437). The online auction runs on 12 November 2026 (11:30 AM to 1:30 PM) with a reserve price of ₹22,50,000.

The property is being sold under SARFAESI on an “as is where is, as is what is and whatever there is” basis. Below are the reserve price, EMD, key dates, location details, bidding steps and a due diligence checklist for this auction.

Baduria House Auction: Key Highlights

• Reserve price: ₹22,50,000 (₹22.5 Lakh)
• EMD: ₹2,25,000
• Bid increment: ₹10,000
• Auction: 12 November 2026, 11:30 AM to 1:30 PM
• Last date for EMD: 10 November 2026, 5:00 PM
• Location: Baduria, North Twenty Four Parganas, West Bengal
• Possession: Symbolic

Baduria House Auction – Complete Details

Auction ID	362729
Bank property ID	CNRB003616001
Bank	Canara Bank
Branch	Kachua Swarupnagar
Property type	Residential – Individual House
City / District	Baduria, North Twenty Four Parganas
State	West Bengal
PIN code	743437
Type of possession	Symbolic
Type of action	Under SARFAESI
Reserve price	₹22,50,000
EMD	₹2,25,000
Bid increment	₹10,000
Auto-extension	10 minutes per late bid

About the Location – Baduria

The property is located in Baduria, North Twenty Four Parganas district, West Bengal (PIN 743437). West Bengal’s property market centres on Kolkata and its suburbs, with growing demand in Howrah, Hooghly and North 24 Parganas as metro and road links improve. The handling branch is Kachua Swarupnagar, which is usually the best contact for site visits and local queries.

Is the Baduria House Auction Worth It?

The EMD of ₹2,25,000 is 10% of the reserve price and is refunded to unsuccessful bidders. The real saving in a bank auction comes after you add stamp duty, registration, pending dues and repair costs to the bid, so set a firm ceiling before the auction starts. Note that the bank holds only symbolic possession, so taking physical possession may need extra time and legal steps.

Important Dates for the Baduria House Auction

• Inspection window: 3 November 2026, 12:01 PM to 9 November 2026, 4:00 PM
• EMD submission opens: 19 September 2026
• Last date for EMD: 10 November 2026, 5:00 PM
• E-auction: 12 November 2026, 11:30 AM to 1:30 PM
• Auto-extension: 10 minutes for every bid in the last minutes

How to Bid on BAANKNET

1. Register as a bidder on BAANKNET and complete e-KYC with PAN and Aadhaar.
2. Search for Auction ID 362729 and download the sale notice and terms.
3. Inspect the property during the inspection window by calling the branch contact on 8334999104.
4. Pay the EMD of ₹2,25,000 through the BAANKNET wallet before 10 November 2026, 5:00 PM.
5. Log in on 12 November 2026 and bid above the reserve in steps of ₹10,000; each late bid extends the auction by 10 minutes.

The successful bidder usually pays 25% of the bid amount (including EMD) immediately and the balance 75% within 15 days, unless the bank states otherwise. Stamp duty, registration charges, GST/TDS where applicable and any statutory dues are borne by the buyer.

Due Diligence Checklist Before Bidding

• Obtain the encumbrance certificate and verify the title.
• Check pending property tax, electricity and water dues.
• Confirm the possession status and whether the property is occupied.
• Verify the approved plan and the condition of the building.
• Read our buying bank auction houses and villas before you bid.

Baduria House Auction: FAQs

More Canara Bank and West Bengal Auctions

• All Canara Bank auction listings
• More house auctions
• Bank auctions in West Bengal
• Guide: symbolic vs physical possession explained

Source: Auction ID 362729 on BAANKNET (PSB Alliance). eBankAuctions is an information platform and does not conduct auctions; details may change, so verify with Canara Bank before bidding.