IDBI Agra Flat Auction: Flat (1,233 sq ft) – Reserve ₹29.59 Lakh (16 Oct 2026)

The IDBI Agra flat auction listed by Industrial Development Bank of India Limited on the BAANKNET e-auction portal is one of the upcoming flat opportunities in Uttar Pradesh. On offer is a flat in Agra (PIN 282007), with 1,233 sq ft carpet area. The online auction runs on 16 October 2026 (12:00 PM to 1:00 PM) with a reserve price of ₹29,59,200.

The property is being sold under DRT on an “as is where is, as is what is and whatever there is” basis. Below are the reserve price, EMD, key dates, location details, bidding steps and a due diligence checklist for this auction.

IDBI Agra Flat Auction: Key Highlights

• Reserve price: ₹29,59,200 (₹29.59 Lakh)
• EMD: ₹2,95,920
• Bid increment: ₹20,000
• Auction: 16 October 2026, 12:00 PM to 1:00 PM
• Last date for EMD: 14 October 2026, 5:00 PM
• Location: Agra, Uttar Pradesh
• Possession: Other

IDBI Agra Flat Auction – Complete Details

Auction ID	366308
Bank property ID	IBKLSUMITMITTAL
Bank	Industrial Development Bank of India Limited
Branch	Delhi – Lajpat Nagar
Property type	Residential – Flat
Carpet area	1,233 sq ft
City / District	Agra
State	Uttar Pradesh
PIN code	282007
Type of possession	Other
Type of action	Under DRT
Reserve price	₹29,59,200
EMD	₹2,95,920
Bid increment	₹20,000
Auto-extension	5 minutes per late bid

About the Location – Agra

This listing falls in Agra, Uttar Pradesh, postal code 282007. Uttar Pradesh is seeing fast real-estate growth around Noida, Greater Noida, Lucknow, Kanpur and Prayagraj, helped by new expressways and the Jewar airport project. The handling branch is Delhi – Lajpat Nagar, which is usually the best contact for site visits and local queries.

Is the IDBI Agra Flat Auction Worth It?

At the reserve price, the property works out to about ₹2,400 per sq ft of carpet area – compare this with recent resale rates in Agra before you bid. The EMD of ₹2,95,920 is 10% of the reserve price and is refunded to unsuccessful bidders. Bank e-auctions often close near the reserve price when there are few bidders, which is where well-prepared buyers find value.

Important Dates for the IDBI Agra Flat Auction

• Inspection window: 29 September 2026, 1:00 PM to 29 September 2026, 4:00 PM
• EMD submission opens: 28 September 2026
• Last date for EMD: 14 October 2026, 5:00 PM
• E-auction: 16 October 2026, 12:00 PM to 1:00 PM
• Auto-extension: 5 minutes for every bid in the last minutes

How to Bid on BAANKNET

1. Register as a bidder on BAANKNET and complete e-KYC with PAN and Aadhaar.
2. Search for Auction ID 366308 and download the sale notice and terms.
3. Inspect the property during the inspection window by calling the branch contact on 9650088104.
4. Pay the EMD of ₹2,95,920 through the BAANKNET wallet before 14 October 2026, 5:00 PM.
5. Log in on 16 October 2026 and bid above the reserve in steps of ₹20,000; each late bid extends the auction by 5 minutes.

The successful bidder usually pays 25% of the bid amount (including EMD) immediately and the balance 75% within 15 days, unless the bank states otherwise. Stamp duty, registration charges, GST/TDS where applicable and any statutory dues are borne by the buyer.

Due Diligence Checklist Before Bidding

• Verify the title documents and the society or builder NOC.
• Check pending maintenance, property tax and utility dues.
• Confirm the possession status and whether the flat is occupied.
• Check the approved plan and occupancy certificate for the building.
• Read our tips for buying bank auction flats before you bid.

IDBI Agra Flat Auction: FAQs

More IDBI and Uttar Pradesh Auctions

• All Industrial Development Bank of India Limited auction listings
• More flat auctions
• Bank auctions in Uttar Pradesh
• Guide: home loan for auction property

Source: Auction ID 366308 on BAANKNET (PSB Alliance). eBankAuctions is an information platform and does not conduct auctions; details may change, so verify with Industrial Development Bank of India Limited before bidding.