Guwahati Flat Auction: Flat in Mahamaya Niwas (1,250 sq ft) – Reserve ₹66.81 Lakh (13 Oct 2026)
Verified Listing Auction Closed
Property ID: BKN-363248
Property Description
Here is a fresh bank e-auction worth tracking: the Guwahati flat auction, offered by Union Bank of India at a reserve of ₹66.81 Lakh. On offer is a flat in Mahamaya Niwas in Guwahati, Kamrup Metropolitan (PIN 781018), with 1,250 sq ft carpet area. The online auction runs on 13 October 2026 (12:00 PM to 5:00 PM) with a reserve price of ₹66,81,000.
The property is being sold under SARFAESI on an “as is where is, as is what is and whatever there is” basis. Below are the reserve price, EMD, key dates, location details, bidding steps and a due diligence checklist for this auction.
Table of Contents
Table of Contents
Guwahati Flat Auction: Key Highlights
- Reserve price: ₹66,81,000 (₹66.81 Lakh)
- EMD: ₹6,68,100
- Bid increment: ₹69,000
- Auction: 13 October 2026, 12:00 PM to 5:00 PM
- Last date for EMD: 13 October 2026, 4:59 PM
- Location: Guwahati, Kamrup Metropolitan, Assam
- Possession: Symbolic
Guwahati Flat Auction – Complete Details
| Auction ID | 363248 |
| Bank property ID | UBINKOLGUW3287 |
| Bank | Union Bank of India |
| Branch | Panbazar-Guwahati |
| Property type | Residential – Flat |
| Project / building | Mahamaya Niwas |
| Carpet area | 1,250 sq ft |
| City / District | Guwahati, Kamrup Metropolitan |
| State | Assam |
| PIN code | 781018 |
| Type of possession | Symbolic |
| Type of action | Under SARFAESI |
| Reserve price | ₹66,81,000 |
| EMD | ₹6,68,100 |
| Bid increment | ₹69,000 |
| Auto-extension | 10 minutes per late bid |
About the Location – Guwahati
The property is located in Guwahati, Kamrup Metropolitan district, Assam (PIN 781018). Assam’s property market is led by Guwahati, the gateway to the North-East, with Dibrugarh, Silchar and Jorhat as other key towns. The handling branch is Panbazar-Guwahati, which is usually the best contact for site visits and local queries.
Is the Guwahati Flat Auction Worth It?
At the reserve price, the property works out to about ₹5,345 per sq ft of carpet area – compare this with recent resale rates in Guwahati before you bid. The EMD of ₹6,68,100 is 10% of the reserve price and is refunded to unsuccessful bidders. The real saving in a bank auction comes after you add stamp duty, registration, pending dues and repair costs to the bid, so set a firm ceiling before the auction starts. Note that the bank holds only symbolic possession, so taking physical possession may need extra time and legal steps.
Important Dates for the Guwahati Flat Auction
- EMD submission opens: 19 September 2026
- Last date for EMD: 13 October 2026, 4:59 PM
- E-auction: 13 October 2026, 12:00 PM to 5:00 PM
- Auto-extension: 10 minutes for every bid in the last minutes
How to Bid on BAANKNET
- Register as a bidder on BAANKNET and complete e-KYC with PAN and Aadhaar.
- Search for Auction ID 363248 and download the sale notice and terms.
- Inspect the property during the inspection window by calling the branch contact on 8731011756.
- Pay the EMD of ₹6,68,100 through the BAANKNET wallet before 13 October 2026, 4:59 PM.
- Log in on 13 October 2026 and bid above the reserve in steps of ₹69,000; each late bid extends the auction by 10 minutes.
The successful bidder usually pays 25% of the bid amount (including EMD) immediately and the balance 75% within 15 days, unless the bank states otherwise. Stamp duty, registration charges, GST/TDS where applicable and any statutory dues are borne by the buyer.
Due Diligence Checklist Before Bidding
- Verify the title documents and the society or builder NOC.
- Check pending maintenance, property tax and utility dues.
- Confirm the possession status and whether the flat is occupied.
- Check the approved plan and occupancy certificate for the building.
- Read our tips for buying bank auction flats before you bid.
Guwahati Flat Auction: FAQs
What is the reserve price in the Guwahati flat auction?
The reserve price is ₹66,81,000. Bids below the reserve price are not accepted.
When is the Guwahati flat auction scheduled?
The e-auction is on 13 October 2026 from 12:00 PM to 5:00 PM. The last date for EMD is 13 October 2026, 4:59 PM.
How much EMD is required?
The earnest money deposit is ₹6,68,100. It is refunded to unsuccessful bidders.
Where is the property located?
It is in Guwahati, Kamrup Metropolitan, Assam – 781018.
Where can I see the official sale notice?
Search Auction ID 363248 on the BAANKNET portal of the PSB Alliance to view the sale notice and bid.
More Union Bank and Assam Auctions
- All Union Bank of India auction listings
- More flat auctions
- Bank auctions in Assam
- Guide: home loan for auction property
Source: Auction ID 363248 on BAANKNET (PSB Alliance). eBankAuctions is an information platform and does not conduct auctions; details may change, so verify with Union Bank of India before bidding.
“The asset is being sold on “As is where is”, “As is what is” and “Whatever there is” basis through e-auction by Union Bank of India. Interested bidders are advised to inspect the asset and verify all details before participating.”
Property Details
| Type | Flats & Apartments |
|---|---|
| Land Area | 1250 sq ft |
| Location | Guwahati, Kamrup Metropolitan, Kamrup Metropolitan, Assam |
| Possession | Symbolic |
| Encumbrances | Please refer to the sale notice |
Location Map
Auction Timeline
- 19 Sep 2026Auction Notice Published
- 13 Oct 2026Last Date for EMD Submission
- 13 Oct 2026, 12:00 PM to 5:00 PMe-Auction (Online Bidding)
- Post AuctionHighest Bidder Intimation
- Within Specified TimePayment & Documentation
Important Information
- The asset will be sold to the highest bidder subject to confirmation by the bank.
- Bidders must remit the EMD before the last date mentioned in the sale notice.
- The successful bidder usually pays 25% of the bid amount (including EMD) immediately and the balance within 15 days, unless the bank specifies otherwise.
- For detailed terms and conditions, please refer to the official bank sale notice.
- This is a bank e-auction and not a private sale.
- eBankAuctions is a directory platform and does not conduct the auction. Please contact the respective bank for all auction-related queries.