Birnagar Flat Auction: Flat – Reserve ₹30.66 Lakh (6 Oct 2026)
Verified Listing Auction Closed
Property ID: BKN-364818
Property Description
Looking for a flat below market price in Birnagar? The Birnagar flat auction by Punjab National Bank is scheduled for 6 Oct 2026. On offer is a flat in Birnagar, Nadia (PIN 741201). The online auction runs on 6 October 2026 (11:00 AM to 4:00 PM) with a reserve price of ₹30,66,000.
The property is being sold under SARFAESI on an “as is where is, as is what is and whatever there is” basis. Below are the reserve price, EMD, key dates, location details, bidding steps and a due diligence checklist for this auction.
Table of Contents
Table of Contents
Birnagar Flat Auction: Key Highlights
- Reserve price: ₹30,66,000 (₹30.66 Lakh)
- EMD: ₹3,06,600
- Bid increment: ₹62,000
- Auction: 6 October 2026, 11:00 AM to 4:00 PM
- Last date for EMD: 6 October 2026, 3:59 PM
- Location: Birnagar, Nadia, West Bengal
- Possession: Symbolic
Birnagar Flat Auction – Complete Details
| Auction ID | 364818 |
| Bank property ID | PUNBABA40318738 |
| Bank | Punjab National Bank |
| Branch | Branch – Circle Office Nadia |
| Property type | Residential – Flat |
| Locality | Rabindranath Sarani, Ranaghat |
| City / District | Birnagar, Nadia |
| State | West Bengal |
| PIN code | 741201 |
| Type of possession | Symbolic |
| Type of action | Under SARFAESI |
| Reserve price | ₹30,66,000 |
| EMD | ₹3,06,600 |
| Bid increment | ₹62,000 |
| Auto-extension | 5 minutes per late bid |
About the Location – Birnagar
The property is located in Birnagar, Nadia district, West Bengal (PIN 741201). West Bengal’s property market centres on Kolkata and its suburbs, with growing demand in Howrah, Hooghly and North 24 Parganas as metro and road links improve. The handling branch is Branch – Circle Office Nadia, which is usually the best contact for site visits and local queries.
Is the Birnagar Flat Auction Worth It?
The EMD of ₹3,06,600 is 10% of the reserve price and is refunded to unsuccessful bidders. The real saving in a bank auction comes after you add stamp duty, registration, pending dues and repair costs to the bid, so set a firm ceiling before the auction starts. Note that the bank holds only symbolic possession, so taking physical possession may need extra time and legal steps.
Important Dates for the Birnagar Flat Auction
- Inspection window: 26 September 2026, 11:00 AM to 5 October 2026, 5:00 PM
- EMD submission opens: 24 September 2026
- Last date for EMD: 6 October 2026, 3:59 PM
- E-auction: 6 October 2026, 11:00 AM to 4:00 PM
- Auto-extension: 5 minutes for every bid in the last minutes
How to Bid on BAANKNET
- Register as a bidder on BAANKNET and complete e-KYC with PAN and Aadhaar.
- Search for Auction ID 364818 and download the sale notice and terms.
- Inspect the property during the inspection window by calling the branch contact on 7059958010.
- Pay the EMD of ₹3,06,600 through the BAANKNET wallet before 6 October 2026, 3:59 PM.
- Log in on 6 October 2026 and bid above the reserve in steps of ₹62,000; each late bid extends the auction by 5 minutes.
The successful bidder usually pays 25% of the bid amount (including EMD) immediately and the balance 75% within 15 days, unless the bank states otherwise. Stamp duty, registration charges, GST/TDS where applicable and any statutory dues are borne by the buyer.
Due Diligence Checklist Before Bidding
- Verify the title documents and the society or builder NOC.
- Check pending maintenance, property tax and utility dues.
- Confirm the possession status and whether the flat is occupied.
- Check the approved plan and occupancy certificate for the building.
- Read our tips for buying bank auction flats before you bid.
Birnagar Flat Auction: FAQs
What is the reserve price in the Birnagar flat auction?
The reserve price is ₹30,66,000. Bids below the reserve price are not accepted.
When is the Birnagar flat auction scheduled?
The e-auction is on 6 October 2026 from 11:00 AM to 4:00 PM. The last date for EMD is 6 October 2026, 3:59 PM.
How much EMD is required?
The earnest money deposit is ₹3,06,600. It is refunded to unsuccessful bidders.
Where is the property located?
It is in Birnagar, Nadia, West Bengal – 741201.
Where can I see the official sale notice?
Search Auction ID 364818 on the BAANKNET portal of the PSB Alliance to view the sale notice and bid.
More PNB and West Bengal Auctions
- All Punjab National Bank auction listings
- More flat auctions
- Bank auctions in West Bengal
- Guide: home loan for auction property
Source: Auction ID 364818 on BAANKNET (PSB Alliance). eBankAuctions is an information platform and does not conduct auctions; details may change, so verify with Punjab National Bank before bidding.
“The asset is being sold on “As is where is”, “As is what is” and “Whatever there is” basis through e-auction by Punjab National Bank. Interested bidders are advised to inspect the asset and verify all details before participating.”
Property Details
| Type | Flats & Apartments |
|---|---|
| Location | Birnagar, Nadia, Nadia, West Bengal |
| Possession | Symbolic |
| Encumbrances | Please refer to the sale notice |
Location Map
Auction Timeline
- 24 Sep 2026Auction Notice Published
- 26 Sep 2026Inspection Starts
- 5 Oct 2026Inspection Ends
- 6 Oct 2026Last Date for EMD Submission
- 6 Oct 2026, 11:00 AM to 4:00 PMe-Auction (Online Bidding)
- Post AuctionHighest Bidder Intimation
- Within Specified TimePayment & Documentation
Important Information
- The asset will be sold to the highest bidder subject to confirmation by the bank.
- Bidders must remit the EMD before the last date mentioned in the sale notice.
- The successful bidder usually pays 25% of the bid amount (including EMD) immediately and the balance within 15 days, unless the bank specifies otherwise.
- For detailed terms and conditions, please refer to the official bank sale notice.
- This is a bank e-auction and not a private sale.
- eBankAuctions is a directory platform and does not conduct the auction. Please contact the respective bank for all auction-related queries.